<MESSAGE>
    <API-NAME>VMX.ACCTWAIVEFLG.UPD.EMEA</API-NAME>
    <API-VERSION>E8V4</API-VERSION>
    <VMX_MSGIN>
        <CONTEXT>00000MMB</CONTEXT>
        <WAIVE_INTR>0</WAIVE_INTR>
        <WAIVE_LATE_CHG>0</WAIVE_LATE_CHG>
        <WAIVE_LATE_NTC>0</WAIVE_LATE_NTC>
        <WAIVE_MEMB_FEE>0</WAIVE_MEMB_FEE>
        <WAIVE_LTR_FEE>1</WAIVE_LTR_FEE>
        <WAIVE_OVLM_FEE>0</WAIVE_OVLM_FEE>
        <WAIVE_OVLM_NTC>0</WAIVE_OVLM_NTC>
        <WAIVE_NSF_FEE>0</WAIVE_NSF_FEE>
        <WAIVE_SVC_CHG_GRP SEQ='0001'>
            <WAIVE_SVC_CHG>1</WAIVE_SVC_CHG>
        </WAIVE_SVC_CHG_GRP>
        <WAIVE_SVC_CHG_GRP SEQ='0002'>
            <WAIVE_SVC_CHG>2</WAIVE_SVC_CHG>
        </WAIVE_SVC_CHG_GRP>
        <WAIVE_CASH_ADV_FEE_GRP SEQ='0001'>
            <WAIVE_CASH_ADV_FEE>1</WAIVE_CASH_ADV_FEE>
        </WAIVE_CASH_ADV_FEE_GRP>
        <WAIVE_CASH_ADV_FEE_GRP SEQ='0002'>
            <WAIVE_CASH_ADV_FEE>4</WAIVE_CASH_ADV_FEE>
        </WAIVE_CASH_ADV_FEE_GRP>
        <WAIVE_USER_FEE_1>1</WAIVE_USER_FEE_1>
        <WAIVE_USER_FEE_5>1</WAIVE_USER_FEE_5>
        <WAIVE_CRD_FEE>1</WAIVE_CRD_FEE>
        <WAIVE_FLAGS>
            <WAIVE_TXN_FEE_GRP>
                <WAIVE_TXN_FEE_1>1</WAIVE_TXN_FEE_1>
                <WAIVE_TXN_FEE_2>1</WAIVE_TXN_FEE_2>
            </WAIVE_TXN_FEE_GRP>
        </WAIVE_FLAGS>
        <WAIVE_CYCLE_SPEND_FEE>1</WAIVE_CYCLE_SPEND_FEE>
        <FOREX_FEE>98</FOREX_FEE>
        <MEMB_METH>W</MEMB_METH>
        <FOREX_FEE_WV_ST_DT/>
        <FOREX_FEE_WV_EXP_DT/>
        <WAIVE_SUPP_MEM_FEE>1</WAIVE_SUPP_MEM_FEE>
        <WAIVE_TAX_CALC>1</WAIVE_TAX_CALC>
        <REQ_TYPE>0</REQ_TYPE>
    </VMX_MSGIN>
</MESSAGE>